First Citizen Citi Credit Card vs Platinum Aura Visa and Mastercard Credit Card
Joining Fees
₹500
₹5,999
Editor's Rating
4.5
4
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
- Travel Insurance Cover
- ‘Total Protect’ safeguards your card from fraud
- Complimentary personal air accident insurance cover of up to Rs 25 lakh
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
- Exclusive access to 600+ lounges across the globe
Cons
- No golf/coaching sessions
