First Citizen Citi Credit Card vs Induslnd Bank Nexxt Credit Card
Joining Fees
₹500
₹10,000
Editor's Rating
4.5
3.8
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Flexible options to pay through EMI, Reward points or Credit
- Earn 1 Reward Point for every Rs. 150 spent
- Fuel Surcharge Waiver
- Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- BookMyShow offer
- VIP airport lounges
- Travel Insurance Cover
Cons
- No Golf Privileges
