First Citizen Citi Credit Card vs HDFC Bank Teachers Platinum Credit Card
Joining Fees
₹500
₹500
Editor's Rating
4.5
3.55
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
- Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
- Zero liability on lost card
- Get up to 3 lifetime free add-on cards
- With the EMV Chip technology in the card, stay protected against fraud
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
Cons
- No golf benefits
- No cashback or dining benefits
- No airport lounge access
