First Citizen Citi Credit Card vs Doctor’s SBI Credit Card
Joining Fees
₹500
₹1,499
Editor's Rating
4.5
3.4
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
- Access to 1000+ Airport Lounges worldwide
- 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter)
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/Coaching sessions
- Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits
