First Citizen Citi Credit Card vs Axis Bank Burgundy Private Credit Card

Joining Fees

₹500

₹50,000

Editor's Rating

4.5

4

Key Features

  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
  • Avail 30,000 Welcome Edge Reward points on the first transaction
  • Till payment due date, no cash withdrawal charges or interest levied 
  • Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
  • Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
  • Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
  • Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel

Editor's Review

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate

Pros

  • 15 EDGE REWARD points for every Rs. 200 spent on the card
  • Concierge Services
  • 50 complimentary rounds of Golf per year
  • Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow

Cons

  • High Joining and Annual Fees
  • No fuel surcharge wavier 


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