FBB SBI STYLEUP Card vs Axis Bank Freecharge Plus Credit Card

• Anniversary gift of 2,000 Bonus Reward Points every year
• An upfront discount of flat 10% round the year, while shopping for Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at Fbb and Big Bazaar Stores
• 10X Reward Points on spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all Dining expenditures
• Maximum surcharge waiver of Rs. 100 can be availed per cycle on the STYLEUP Card

• Vouchers worth Rs.700 on Activation 
• 5% on Freecharge Spends
• 1% on all other spends
• Annual Fee waiver on spends of Rs.50,000 in an anniversary year

Pros

• The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables individuals to convert all transaction into easy monthly segments
• With balance transfer facility, transfer any other outstanding credit card balance to your SBI Card. And then on you can repay them under easy instalments and a lower rate of interest
• The card gives 10X reward point on all spending at Big Bazaar, FBB and Food Bazaar, along with the dining spending

Cons

• As the FBB SBI STYLEUP CONTACTLESS CARD is pivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveller
• The card lacks in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

Pros

• 2% on Ola/Uber/Shuttle and other local transport
• Get Vouchers from Uber and Bookmyshow on activation
• Benefits on entertainment and dining

Cons            

• No Golf/coaching sessions
• No Complimentary Airport Lounge Access