Etihad Guest SBI Premier Card vs RBL Bank Classic Platinum Credit Card

• Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
• Annual membership fee reversal from second year onwards will happen if you spend minimum of Rs. 5,00,000 in a year
• Complimentary overseas air accident coverage of Rs. 50 Lakh
• Complimentary Fraud liability cover of Rs. 1 Lakh

* Joining Fee and Annual Fee will be communicated at the time of sourcing

* Avail 2 reward points for every Rs. 100 spent in India

* Avail 4 reward points for every Rs. 100 spent Internationally

* With the earned points you can redeem then for: Flight tickets & Hotel stays, Latest gadgets and shopping products, Mobile Recharge, Retail shopping vouchers, and Curated personalized gifts

* The card is equipped with a PIN-based-EMV chip

* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card

* Global Acceptance

* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign

* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

* Avail up to 5 add-on cards

Pros

• Enjoy the privilege of instantly redeeming miles to book flights, hotels, car rentals from the participating travel partners or for purchasing amazing products at etihadguest.com.
• Access over 1000 Airport Lounges worldwide
• Up to 10% discount on travel rewards miles redemption

Cons  

• No golf/coaching sessions
• Joining fee Rs. 4,999

Pros
* Avail 2 reward points for every Rs. 100 spent in India
* Avail 4 reward points for every Rs. 100 spent Internationally
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card

Cons
* No golf benefits
* No airmiles
* No airport lounge access