Compare Etihad Guest SBI Premier Card vs Paytm HDFC Bank Business Credit Card

Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
Annual membership fee reversal from second year onwards will happen if you spend minimum of Rs. 5,00,000 in a year
Complimentary overseas air accident coverage of Rs. 50 Lakh
Complimentary Fraud liability cover of Rs. 1 Lakh

First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App]
2% cashpoints on all other Select Paytm Spends
1% cashpoints on all other Retail Spends
Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
The card is enabled for contactless payments
Up to 20% discount on partnered restaurants via Dineout
Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
Avail up to 50 days of interest free credit on the Credit Card

Pros

Enjoy the privilege of instantly redeeming miles to book flights, hotels, car rentals from the participating travel partners or for purchasing amazing products at etihadguest.com.
Access over 1000 Airport Lounges worldwide
Up to 10% discount on travel rewards miles redemption

Cons