Etihad Guest SBI Premier Card vs IDFC FIRST Classic Credit Card

Joining Fees

₹4,999

₹0

Editor's Rating

3

3.3

Key Features

  • Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
  • Annual membership fee reversal from second year onwards will happen if you spend minimum of Rs. 5,00,000 in a year
  • Complimentary overseas air accident coverage of Rs. 50 Lakh
  • Complimentary Fraud liability cover of Rs. 1 Lakh
  • Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
  • 5% Cashback on first EMI transaction done within 90 days from card set-up
  • 10X Reward Points on all transactions above Rs. 20,000
  • 6X Reward Points on Online Spends
  • 3X Reward Points on all Offline Spends
  • Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
  • 4 complimentary Railway lounge visits every quarter
  • Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
  • Fuel surcharge waiver
  • 15% discount at 3,000+ Health and Wellness outlets

Editor's Review

Pros

  • Enjoy the privilege of instantly redeeming miles to book flights, hotels, car rentals from the participating travel partners or for purchasing amazing products at etihadguest.com.
  • Access over 1000 Airport Lounges worldwide
  • Up to 10% discount on travel rewards miles redemption

Cons  

  • No golf/coaching sessions
  • Joining fee Rs. 4,999

Pros

  • 10X Rewards on all spends done on your Birthday
  • Reward points will never expire
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Cons

  • No milestone benefits
  • Airport Lounge access limited, depends on the bank’s current offers
  • Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers


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