Etihad Guest SBI Card vs IDFC FIRST Classic Credit Card

• Avail complimentary Etihad Guest Silver tier status post first card
• Three Etihad Guest Miles you'll earn on every Rs. 100 spent on Etihad.com, earn Two Etihad Guest Miles on every Rs. 100 spent on International spends, and One Etihad Guest Mile on every Rs. 100 spent on other spends
• Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
• Gain discount of 5% on travel rewards miles redemption
• Complimentary overseas air accident coverage of Rs. 25 Lakh

• Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
• 5% Cashback on first EMI transaction done within 90 days from card set-up
• 10X Reward Points on all transactions above Rs. 20,000
• 6X Reward Points on Online Spends
• 3X Reward Points on all Offline Spends
• Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
• 4 complimentary Railway lounge visits every quarter
• Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
• Fuel surcharge waiver
• 15% discount at 3,000+ Health and Wellness outlets

Pros

• Benefit from Instant discount and Insurance facilities
• Enjoy the Privileges and features provided on the Etihad Guest SBI Card
• In a year, spend minimum of Rs. 3,00,000 and get annual membership fee reversal second year onwards

Cons

• No Golf/Coaching sessions

Pros

• 10X Rewards on all spends done on your Birthday
• Reward points will never expire
• Free Road Side Assistance(RSA) worth Rs. 1,399

Cons

• No milestone benefits
• Airport Lounge access limited, depends on the bank’s current offers
• Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers