Doctor's SBI Card (in association with IMA) vs 6E Rewards - IndiGo HDFC Bank Credit Card

Joining Fees

₹1,499

₹500

Editor's Rating

4

3.6

Key Features

  • Get up to 8 complimentary visits annually to domestic airport lounges in India
  • 1% fuel surcharge waiver 
  • Add-on cards are available along with the primary card 
  • The card can be used over 1 million Visa or MasterCard ATMs across the world
  • Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
  • Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
  • Get 1 6E Rewards per Rs.100 Spends on all other spends
  • Enjoy Discounted Convenience Fee on IndiGo tickets- Rs.150 per pax
  • Exclusive Dining Privileges: Enjoy Good Food Trail Dining program that includes premium restaurants across top cities
  • Markup fee of 3.5% on all foreign currency transactions
  • Zero Lost card liability  
  • Up to 50 days of interest-free period from the date of purchase
  • Enjoy Revolving Credit at a nominal interest rate
  • Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
  • Convert your big spends into EMI after purchase
  • This card is enabled for contactless payments
  • 1% waiver on the fuel surcharge

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
  • The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

  • No Golf/coaching sessions

Pros

  • Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
  • Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
  • Enjoy Good Food Trail Dining program that includes premium restaurants across top cities

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access


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