Club Vistara SBI Card vs Tata Croma Platinum Card

• Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
• Lost card liability cover up to Rs. 1 lakh
• Air Accident Cover up to Rs 50 lakhs
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI

• Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands 
• Spends linked gift vouchers worth up to Rs. 6,000
• 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
• Spend at selective outlets, get up to 5% Value back

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• 1 Economy class ticket E-Gift Voucher 
• 4 complimentary Domestic Airport lounges access
• Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

• No Golf/coaching sessions

Pros

• Welcome Benefits 
• Airport lounge access
• Cashback on Croma and Tata outlets
• Rewards

Cons

• High-interest rate
• No concierge services
• No Golf games