Club Vistara SBI Card vs Standard Chartered Emirates World Credit Card

• Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
• Lost card liability cover up to Rs. 1 lakh
• Air Accident Cover up to Rs 50 lakhs
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI

• On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
• Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
• Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
• Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
• Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• 1 Economy class ticket E-Gift Voucher 
• 4 complimentary Domestic Airport lounges access
• Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

• No Golf/coaching sessions

Pros

• Earn miles on every transaction
• Airport Lounge access
• Cashback on Duty-Free purchases

Cons

• Interest rate is high
• Annual fee/renewal fee is high