Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
Lost card liability cover up to Rs. 1 lakh
Air Accident Cover up to Rs 50 lakhs
Easy Bill Pay facility at zero charge
Flexipay
Balance Transfer on EMI
Complimentary access to Airport Lounges in India
Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
Fuel Surcharge Waiver
Editor's Review
Pros
1 Economy class ticket E-Gift Voucher
4 complimentary Domestic Airport lounges access
Complimentary credit card Fraud Liability Cover of Rs.1 lakh
Cons
No Golf/coaching sessions
Pros
Airport Lounge Access
Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
No complimentary Golf lessons/green
Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access