Club Vistara SBI Card vs HDFC Bank World MasterCard Credit Card

Club Vistara SBI Card
Club Vistara SBI Card
SBI · Mastercard
3.3
₹1,499 / Joining Fees
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VS
HDFC Bank World MasterCard Credit Card
HDFC Bank World MasterCard Credit Card
HDFC Bank · Mastercard
3.25
₹0 / Joining Fees
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Fees
SBI
HDFC Bank
Joining Fees
₹1,499
₹0
Renewal Fees
₹1,499
₹0
Network
Mastercard
Mastercard
Editor's Review
3.3
3.25
Free Lounge Access
Yes
Yes
Features
Club Vistara SBI Card
  • Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 50 lakhs
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
HDFC Bank World MasterCard Credit Card
  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
  • Save up to Rs. 8300 on lounge access and fuel costs every year
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Club Vistara SBI Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Economy class ticket E-Gift Voucher 
  • 4 complimentary Domestic Airport lounges access
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions
HDFC Bank World MasterCard Credit Card

Pros

  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers

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