Club Vistara SBI Card vs HDFC Bank Platinum Edge Credit Card

• Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
• Lost card liability cover up to Rs. 1 lakh
• Air Accident Cover up to Rs 50 lakhs
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI

• Renew the credit card’s membership for free by spending Rs 50,000 in a year
• Get 2 reward points for every Rs. 150 spends
• Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
• Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
• Avail 50% more reward points at premium restaurants
• Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.  6000 per month)
• Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
• Zero liability on lost card after reporting the loss
• Avail up to 50 interest-free days from date of purchase
• Enjoy Revolving Credit at nominal interest rate
• 50 days of interest-free credit

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• 1 Economy class ticket E-Gift Voucher 
• 4 complimentary Domestic Airport lounges access
• Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

• No Golf/coaching sessions

Pros

• Get 2 reward points for every Rs. 150 spends
• Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
• Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program

Cons

• No movie benefits
• No golf benefits
• No international and domestic lounge access