Club Vistara SBI Card vs HDFC Bank Platinum Edge Credit Card

Joining Fees

₹1,499

₹0

Editor's Rating

3.3

3.5

Key Features

  • Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 50 lakhs
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Renew the credit card’s membership for free by spending Rs 50,000 in a year
  • Get 2 reward points for every Rs. 150 spends
  • Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
  • Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
  • Avail 50% more reward points at premium restaurants
  • Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.  6000 per month)
  • Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
  • Zero liability on lost card after reporting the loss
  • Avail up to 50 interest-free days from date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • 50 days of interest-free credit

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Economy class ticket E-Gift Voucher 
  • 4 complimentary Domestic Airport lounges access
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions

Pros

  • Get 2 reward points for every Rs. 150 spends
  • Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
  • Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program

Cons

  • No movie benefits
  • No golf benefits
  • No international and domestic lounge access


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