Club Vistara SBI Card vs Flipkart Axis Bank Credit Card

Joining Fees

₹1,499

₹500

Editor's Rating

3.3

3.7

Key Features

  • Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 50 lakhs
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Economy class ticket E-Gift Voucher 
  • 4 complimentary Domestic Airport lounges access
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards


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