Club Vistara SBI Card PRIME vs Kotak Royale Signature Credit Card
Joining Fees
₹2,999
₹1,499
Editor's Rating
2.5
3.8
Key Features
- Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
- Lost card liability cover up to Rs. 1 lakh
- Air Accident Cover up to Rs 1 Cr
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
Editor's Review
Pros
- 1 Premium Economy ticket E-Gift Voucher
- 8 complimentary Domestic Airport lounges access
- Complimentary credit card Fraud Liability Cover of Rs.1 lakh
Cons
- No Golf/coaching sessions
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
