Club Vistara SBI Card PRIME vs Axis Bank Privilege Credit Card

• Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
• Lost card liability cover up to Rs. 1 lakh
• Air Accident Cover up to Rs 1 Cr
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI 

• Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 2.5 lakh in a card anniversary year

• Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
• 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
• With EazyDiner, Axis Bank Dining Delights program, get Rs. 800 off and more
• Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only

• Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally, and spends done on insurance, fuel, rent, educational services, utilities, and government

• Purchase Protection Plan up to Rs. 1 Lakhs
• Credit Shield 1 Lakh
• Loss Travel Documents Cover up to 300 USD
• Delay of Check-in Baggage cover up to 300 USD
• Loss of Check-in Baggage Cover up to 500 USD
• Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• 1 Premium Economy ticket E-Gift Voucher 
• 8 complimentary Domestic Airport lounges access 
• Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

• No Golf/coaching sessions

Pros

• Milestone and Activation benefits
• Complimentary Airport Lounge Access

Cons 

• No complimentary Golf lessons
• Annual interest rate is too high