Club Vistara SBI Card PRIME vs Axis Bank Privilege Credit Card

Joining Fees

₹2,999

₹1,500

Editor's Rating

2.5

4.2

Key Features

  • Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 1 Cr
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI 
  • Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
  • Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
  • 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
  • With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
  • Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only.
  • Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
  • Purchase Protection Plan up to Rs. 1 Lakhs
  • Credit Shield 1 Lakh
  • Loss Travel Documents Cover up to 300 USD
  • Delay of Check-in Baggage cover up to 300 USD
  • Loss of Check-in Baggage Cover up to 500 USD

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Premium Economy ticket E-Gift Voucher 
  • 8 complimentary Domestic Airport lounges access 
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions

Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high


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