Citibank Cashback Credit Card vs SBM Magnet Credit Card

• 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
• The unredeemed cashback is evergreen as it'll never expire
• Turn big purchases into small payments
• Instant Loans
• Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more

• FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
• Enjoy a lifetime-free credit card with no renewal fees
• No documents or income verification required. Just a simple application and guaranteed approval
• Welcome Benefit: Receive 5,000 ZET Coins valued at Rs. 500. These coins can be used to purchase vouchers for popular brands like Amazon, Flipkart, and Swiggy
• Save smart with up to 7% interest on your FD - all insured by RBI
• Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account
• 8% Rewards on Flipkart
• 20% Rewards on Myntra
• Up to 15% Rewards on All Major Platforms
• Enjoy up to 20% savings on Swiggy, Zomato, MakeMyTrip, BookMyShow, and many more
• 3 Fast-track your approval process
• RuPay Credit Card- Instantly link to UPI apps
• Enjoy up to 45 days of interest-free credit - pay later with zero interest
• 1% Fuel Surcharge Waiver

Pros

• The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
• This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
• Get benefits worth Rs. 3,300+ in the first year

Cons:

• No Complimentary Airport Lounge access

Pros

• FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
• Enjoy a lifetime-free credit card with no renewal fees
• Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account

Cons

• No travel benefits
• No golf benefits
• No complimentary domestic or international airport lounge access