Citi Rewards Credit Card vs YES Premia Credit Card
Joining Fees
₹1,000
₹1,599
Editor's Rating
4.1
3.5
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
- Priority Pass membership offering two complimentary international lounge access per calendar year
- 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
- Complimentary Domestic Lounge access & Golf privileges across select golf courses in India
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- High-interest rates
- Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
