Citi Rewards Credit Card vs ICICI Bank HPCL Coral Credit Card
Joining Fees
₹1,000
₹199
Editor's Rating
4.1
3
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Cash-back and savings on fuel surcharge
- Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
- Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
- 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
- 1% surcharge on fuel transactions waived off
Cons
- The ICICI Bank HPCL Coral Credit Card does not provide statement credit
- No Golf Privileges
- No Complimentary Airport Lounge access
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