Citi Rewards Credit Card vs Axis My Zone Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
4.1
3.9
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
- Get flat Rs. 120 off on food delivery at Swiggy
- 1 complimentary access to select airport lounges within India per Calendar quarter
- Earn 4 EDGE REWARD points with every Rs. 200 spent on the credit card
- 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
- On any transaction over Rs. 2,500, convert these purchases to EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
- 1 Complimentary airport lounge access
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
Cons
* No golf/coaching sessions
* High interest rate
