Citi Rewards Credit Card vs AXIS Bank IOCL Rupay Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
4.1
3.9
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card
* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year
* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card
* Domestic airport lounge access
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses
Cons
* No International Airport Lounge access
* No Golf benefits
* No travel miles benefits
