Citi Bank Corporate Card vs Kotak NRI Royale Signature Credit Card

Joining Fees

₹0

₹1,000

Editor's Rating

4.3

3.6

Key Features

  • Exclusive privileges and rewards for your corporate expenses
  • Avail complimentary access to Domestic Airport Lounges
  • Up to 15% savings across participating restaurants
  • Exclusive Offers on a host of business products and services including travel, hotel stays, car rentals, restaurants and more
  • Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
  • Fuel Surcharge Waiver 
  • Railway Surcharge Waiver 
  • NRI Royale Shield

Editor's Review

Pros

  • 20% on Dining across India
  • Fuel Surcharge Reversal
  • Redeem your Reward Points instantly for air miles, hotel stays, and gift vouchers for premium merchandise and delightful experiences

Cons

  • No Golf/coaching sessions

Pros

  • This card is good for Indians who are residing overseas
  • Freedom to purchase and pay in INR
  • Complimentary access to Airport Lounges in India 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • This card isn’t good for those who desire a low foreign currency mark up card


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