Central SBI Select+ Credit Card vs YES Premia Credit Card
VS
Fees
SBI
Yes bank
Joining Fees
₹750
₹1,599
Renewal Fees
₹2,999
₹1,599
Network
Visa
Mastercard
Editor's Review
4.3
3.5
Free Lounge Access
No
Yes
Features
Central SBI Select+ Credit Card
- Central SBI Select Card Advantage
- Fast & Convenient
- Security
- Cash on the go
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Global acceptance
- Emergency card replacement
YES Premia Credit Card
- Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
- Priority Pass membership offering two complimentary international lounge access per calendar year
- 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
- Complimentary Domestic Lounge access & Golf privileges across select golf courses in India
Editor's Review
Central SBI Select+ Credit Card
Pros
- Joining & Complimentary Benefits
- Renewal & Milestone Select Points
- Accelerated Select Points
- Instant Redemption
Cons
- No Golf/coaching sessions
- No Airport Lounge access
- High Renewal Fees
YES Premia Credit Card
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- High-interest rates
- Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
