Central SBI Select+ Credit Card vs RBL Bank Shoprite Credit Card

Central SBI Select+ Credit Card
Central SBI Select+ Credit Card
SBI · Visa
4.3
₹750 / Joining Fees
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VS
RBL Bank Shoprite Credit Card
RBL Bank Shoprite Credit Card
RBL Bank · Mastercard
3.4
₹500 / Joining Fees
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Fees
SBI
RBL Bank
Joining Fees
₹750
₹500
Renewal Fees
₹2,999
₹500
Network
Visa
Mastercard
Editor's Review
4.3
3.4
Free Lounge Access
No
No
Features
Central SBI Select+ Credit Card
  • Central SBI Select Card Advantage
  • Fast & Convenient
  • Security
  • Cash on the go
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Global acceptance
  • Emergency card replacement
RBL Bank Shoprite Credit Card
  • As Welcome Benefit, avail 2,000 Reward Points. To avail this benefit, you’ve to swipe and use the credit card within 30 days of card issuance, and/or pay the annual membership fee by the payment due date
  • Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year
  • Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month
  • Earn 1 Reward Point for every Rs. 100 spent on other purchases
  • 5% Value back on grocery shopping is considered with each reward point redeemable for up to Rs. 0.25
  • Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
  • With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
  • This Credit Card is available on MasterCard, Visa, and RuPay network
Editor's Review
Central SBI Select+ Credit Card

Pros                                                                    

  • Joining & Complimentary Benefits
  • Renewal & Milestone Select Points
  • Accelerated Select Points
  • Instant Redemption

Cons 

  • No Golf/coaching sessions
  • No Airport Lounge access 
  • High Renewal Fees
RBL Bank Shoprite Credit Card

Pros
* Welcome benefits

* Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year 

* Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges

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