Central SBI Select+ Credit Card vs Kotak Silk Inspire Credit Card
VS
Fees
SBI
Kotak Mahindra Bank
Joining Fees
₹750
₹599
Renewal Fees
₹2,999
₹599
Network
Visa
Visa
Editor's Review
4.3
3.6
Free Lounge Access
No
No
Features
Central SBI Select+ Credit Card
- Central SBI Select Card Advantage
- Fast & Convenient
- Security
- Cash on the go
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Global acceptance
- Emergency card replacement
Kotak Silk Inspire Credit Card
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
Editor's Review
Central SBI Select+ Credit Card
Pros
- Joining & Complimentary Benefits
- Renewal & Milestone Select Points
- Accelerated Select Points
- Instant Redemption
Cons
- No Golf/coaching sessions
- No Airport Lounge access
- High Renewal Fees
Kotak Silk Inspire Credit Card
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
