Central SBI Select+ Credit Card vs Axis Bank Rewards Credit Card

• Central SBI Select Card Advantage
• Fast & Convenient
• Security
• Cash on the go
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI
• Global acceptance
• Emergency card replacement

• On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
• Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
• Receive accelerated points for spends up to Rs. 7000 per month on specific categories
• Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
• Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
• 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
• 2 complimentary lounge access per quarter at selected domestic airports
• 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
• Purchase Protection Cover up to Rs. 1 Lakh
• Credit Shield 1 Lakh
• Loss of Check-in Baggage Cover up to 500 USD
• Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
• Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
• Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above

Pros                                                                    

• Joining & Complimentary Benefits
• Renewal & Milestone Select Points
• Accelerated Select Points
• Instant Redemption

Cons 

• No Golf/coaching sessions
• No Airport Lounge access 
• High Renewal Fees

Pros

* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year

Cons

* No access to international lounges at airports
* No golf benefits are provided