Central SBI Select+ Credit Card vs American Express® Gold Card

Joining Fees

₹750

₹1,000

Editor's Rating

4.3

3.8

Key Features

  • Central SBI Select Card Advantage
  • Fast & Convenient
  • Security
  • Cash on the go
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Global acceptance
  • Emergency card replacement
  • Welcome Gift of 4,000 Bonus Membership Rewards® Points
  • Get benefits on travel bookings with American Express Travel Online
  • Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
  • Avail 2 Supplementary Gold Credit Cards at no additional cost

Editor's Review

Pros                                                                    

  • Joining & Complimentary Benefits
  • Renewal & Milestone Select Points
  • Accelerated Select Points
  • Instant Redemption

Cons 

  • No Golf/coaching sessions
  • No Airport Lounge access 
  • High Renewal Fees

Pros

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
  • Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
  • Enjoy greater flexibility in spending with "no pre-set" limit

Cons

  • The travel rewards can only be redeemed through amextravel.com
  • Variable APR/Interest Rates


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