Canara Bank Corporate Card vs IRCTC RBL Bank Credit Card

Joining Fees

₹250

₹500

Editor's Rating

3.8

3.8

Key Features

  • Get cash withdrawal limit up to 50% of credit card limit subject to Rs. 5 Lakh & for add on card, maximum cash withdrawal limit is Rs. 25000/- per card 
  • Get up to 99 add on cards 
  • This card is accepted Domestically and Globally 
  • Health insurance cover at concessional premium without pre-medical check up 
  • Affiliation: Visa / MasterCard / RuPay 
  • Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
  • Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
  • Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
  • Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
  • 8 complimentary (2 visits per quarter) lounge access at railway stations
  • Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
  • Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
  • Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
  • Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Get 1 Reward Point per Rs. 200 spent everywhere

Editor's Review

Pros

  • Shopping & Lifestyle Offers 
  • Dining Offers
  • Travel & Attraction Offers

Cons

  • No Golf Privileges 
  • No Airport Lounge Access
  • No Fuel Surcharge Waiver

Pros

  • 8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Welcome benefits

Cons

  • No dining or movie benefits
  • No golf benefits
  • No international/domestic airport lounge access


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