BOI SwaDhan Rupay Platinum vs TATA STAR Platinum Card
Joining Fees
₹0
₹2,999
Editor's Rating
3.7
3.5
Key Features
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
- Spends linked gift vouchers worth up to Rs.6,000
- On spends at STAR Outlets, get 3.5% value back
- Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends
Editor's Review
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
Pros
- Welcome and Anniversary gift vouchers
- Airport lounge access
- Gift vouchers on achieving milestone spends
- Value back at STAR and TATA outlets
Cons
- High-interest rate
- No concierge services
- No Golf games
