SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount
Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
Complimentary lost card liability insurance cover up to credit limit
1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 20% off at over 4,000 restaurants in India
Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
Editor's Review
Pros
Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
No Golf Privileges
No Airport Lounge access
Pros
Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
Complimentary lost card liability insurance cover up to credit limit
Get up to 20% off at over 4,000 restaurants in India
Cons
No golf benefits are provided
No international and domestic airport lounge access