SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount
You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
Avail Renewal benefit of 10,000 Reward Points
Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
Enjoy lowest markup fee of 2% on all foreign currency transactions
Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
Earn 2X Rewards Points on dining spends
Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs
Rewards Rate:
Default Reward Rate is 3.3%
Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
Get Accelerated Reward Rate: 33% (10X with limited partners)
Editor's Review
Pros
Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
No Golf Privileges
No Airport Lounge access
Pros
This credit card is suitable for those who’re frequent travelers
Get Accidental Air Death cover worth Rs. 3 Crore
If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs
Cons
This credit card is suitable for those who have high earnings
This credit card doesn’t have any monthly & annual benefits