BOI SwaDhan Rupay Platinum vs Doctor’s SBI Credit Card
Joining Fees
₹0
₹1,499
Editor's Rating
3.7
3.4
Key Features
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
- Access to 1000+ Airport Lounges worldwide
- 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter)
Editor's Review
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
Pros
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/Coaching sessions
- Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits
