BOI SwaDhan Rupay Platinum vs Axis Bank Kwik RuPay Credit Card

Joining Fees

₹0

₹0

Editor's Rating

3.7

4.5

Key Features

  • SwaDhan Rupay Platinum Credit Card is issued against TDR
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Credit Card on UPI
  • Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
  • Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
  • Zero joining and Annual Fees
  • Instantly receive a virtual card  on the Kiwi mobile app after getting approved
  • Easily activate the credit card and set up UPI PIN to make UPI transactions

Editor's Review

Pros

  • Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons

  • No Golf Privileges 
  • No Airport Lounge access 

Pros

  • 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
  • Zero joining and Annual Fees
  • Instantly receive a virtual card  on the Kiwi mobile app after getting approved

Cons

  • No movie benefits
  • No golf benefits
  • No international and domestic lounge access


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