SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount
Credit Card on UPI
Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
Zero joining and Annual Fees
Instantly receive a virtual cardon the Kiwi mobile app after getting approved
Easily activate the credit card and set up UPI PIN to make UPI transactions
Editor's Review
Pros
Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
No Golf Privileges
No Airport Lounge access
Pros
2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
Zero joining and Annual Fees
Instantly receive a virtual cardon the Kiwi mobile app after getting approved