BOI SwaDhan Rupay Platinum vs 6E Rewards - IndiGo HDFC Bank Credit Card
Joining Fees
₹0
₹500
Editor's Rating
3.7
3.6
Key Features
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
- Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
- Get 1 6E Rewards per Rs.100 Spends on all other spends
- Enjoy Discounted Convenience Fee on IndiGo tickets- Rs.150 per pax
- Exclusive Dining Privileges: Enjoy Good Food Trail Dining program that includes premium restaurants across top cities
- Markup fee of 3.5% on all foreign currency transactions
- Zero Lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at a nominal interest rate
- Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
- Convert your big spends into EMI after purchase
- This card is enabled for contactless payments
- 1% waiver on the fuel surcharge
Editor's Review
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
Pros
- Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
- Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
- Enjoy Good Food Trail Dining program that includes premium restaurants across top cities
Cons
- No golf benefits are provided
- No international and domestic airport lounge access
