BOI International Credit Card vs TATA STAR Platinum Card

Joining Fees

₹1,500

₹2,999

Editor's Rating

4.1

3.5

Key Features

  • Affiliation: Mastercard/Visa/Rupay 
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
  • Spends linked gift vouchers worth up to Rs.6,000
  • On spends at STAR Outlets, get 3.5% value back 
  • Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends

Editor's Review

Pros

  • 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

  • No Golf Privileges 

Pros

  • Welcome and Anniversary gift vouchers
  • Airport lounge access
  • Gift vouchers on achieving milestone spends
  • Value back at STAR and TATA outlets

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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