BOI International Credit Card vs Samsung Axis Bank Signature Credit Card

• Affiliation: Mastercard/Visa/Rupay 
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* Get 10 EDGE REWARD POINTS on every Rs. 100 spent with the bank's preferred partners such as Bigbasket, Tata1mg, Urban Company, Myntra, and Zomato
* Avail 5 EDGE REWARD POINTS on every Rs. 100 spent on other domestic and international transactions
* 4 complimentary domestic airport lounge visits per calendar year
* Get a 1% fuel surcharge waiver at fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
* Get up to 15% off, up to Rs. 500, which can be availed once every month at 4000+ restaurants in India
* Easily convert transactions of Rs. 2500 or more into easy EMI
* Annual fee will be waived off on annual spends greater than Rs. 2,00,000

Pros

• 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
• The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

• No Golf Privileges 

Pros

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* 4 complimentary domestic airport lounge visits per calendar year
* Up to 15% off, up to Rs. 500, which can be availed once every month at 4000+ restaurants in India 

Cons

* No golf benefits are provided