BOI Domestic Credit Card vs Tata Platinum Card

Joining Fees

₹0

₹2,999

Editor's Rating

4

3.5

Key Features

  • A Classic card with Photo or Non-Photo
  • Avail Membership to the BOI Reward programme
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Welcome e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
  • Get Anniversary Gift: Eligibility on crossing spends of Rs. 2 lakhs in the previous year
  • 2% value back on spends at Croma and cromaretail.com
  • Get up to 5% value back on spends on Tata outlets

Editor's Review

Pros

  • The Billing cycle is from 16th of current month to 15th of next month
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • Avail flexible credit limits for add-on cards

Cons

  • No Golf Privileges 
  • No Airport Lounge Access
  • This card is for Domestic usage and valid only in India and Nepal

Pros

  • Welcome and Anniversary gift vouchers
  • Airport lounge access
  • Gift vouchers on achieving milestone spends
  • Value back at STAR and TATA outlets

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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