BOI Domestic Credit Card vs BOI International Credit Card

Joining Fees

₹0

₹1,500

Editor's Rating

4

4.1

Key Features

  • A Classic card with Photo or Non-Photo
  • Avail Membership to the BOI Reward programme
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Affiliation: Mastercard/Visa/Rupay 
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 

Editor's Review

Pros

  • The Billing cycle is from 16th of current month to 15th of next month
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • Avail flexible credit limits for add-on cards

Cons

  • No Golf Privileges 
  • No Airport Lounge Access
  • This card is for Domestic usage and valid only in India and Nepal

Pros

  • 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

  • No Golf Privileges 


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