BOB Financial PREMIER vs YES Prosperity Edge Credit Card

Joining Fees

₹1,000

₹1,199

Editor's Rating

4.6

3.5

Key Features

  • 5X rewards on travel, dining and abroad; 2 Reward points on others
  • Complimentary airport lounge, 24x7 concierge
  • Zero fuel surcharge
  • Fuel surcharge waiver
  • Zero annual fees basis card usage
  • 500 Reward Points on each YES PayNow registration
  • 4 Reward Points for every Rs. 200 on all other Retails Spends 
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India

Editor's Review

Pros

  • Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
  • Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
  • There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


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