BOB Financial PREMIER vs Axis Bank Select Credit Card
Joining Fees
₹1,000
₹3,000
Editor's Rating
4.6
4.5
Key Features
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
- 24x7 dedicated concierge
- Explore curated experiences from across the world with Extraordinary Weekends
- 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- 20% off at partnered restaurants in India
- Air Accident cover up to Rs. 2.5 Crore
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
Editor's Review
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
Pros
- Amazon Voucher worth Rs 2000 on card activation
- 20% off up to Rs. 500 p.m. on Bigbasket
- 40% off up to a maximum of Rs. 200 on Swiggy
Cons
- High-interest rate
- High Joining/Renewal Fee
