Axis My Zone Credit Card vs Kotak Mahindra Essentia Platinum Card

Joining Fees

₹500

₹1,499

Editor's Rating

3.9

4.1

Key Features

  • With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
  • Get 40% discount on food delivery at Swiggy
  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
  • Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year
  • 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
  • Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
  • Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
  • Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Editor's Review

Pros

  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • 1 Complimentary Airport Lounge Access
  • Get 40% discount on food delivery at Swiggy

Cons

  • No Golf/coaching sessions
  • High-interest rate

Pros

  • The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
  • 10% cashback on grocery and retail spending

Cons

  • Addon card Fees: Rs. 299
  • No complimentary Airport Lounge access


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