Axis Bank Vistara Signature Credit Card vs RBL Bank MoneyTap Black Credit Card

Axis Bank Vistara Signature Credit Card
Axis Bank Vistara Signature Credit Card
Axis Bank · Visa
3.7
₹3,000 / Joining Fees
Apply Now →
VS
RBL Bank MoneyTap Black Credit Card
RBL Bank MoneyTap Black Credit Card
RBL Bank · Mastercard
3.6
₹3,000 / Joining Fees
Apply Now →
Fees
Axis Bank
RBL Bank
Joining Fees
₹3,000
₹3,000
Renewal Fees
₹3,000
₹3,000
Network
Visa
Mastercard
Editor's Review
3.7
3.6
Free Lounge Access
Yes
Yes
Features
Axis Bank Vistara Signature Credit Card
  • Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India
  • Explore curated experiences with Extraordinary weekends
  • Explore curated experiences from across the world with Extraordinary weekends
  • Get 3 complimentary rounds of golf at some  of India’s  most picturesque destinations
  • Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
RBL Bank MoneyTap Black Credit Card

* Get 2 Reward Points for every Rs. 100 spent on all purchases such as travel, groceries, dining and electricity bill
* Avail 5X Reward Points i.e. 10 Reward Points for every Rs. 100 spent online, up to 500 Reward Points in a month
* Monthly Benefit: Earn 1000 Reward Points every month on making at least 5 transactions of Rs. 1000 or more
* Get 10% discount on movie bookings on bookmyshow, up to Rs. 100, any day of the week, 15 times in a year
* Complimentary access to domestic airport lounges, up to 1 visit per calendar quarter
* Earn 8000 Reward Points on annual online spends of Rs. 2.5 lakh
* Earn additional 8000 Reward Points on crossing annual online spends of Rs. 4 lakh
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Editor's Review
Axis Bank Vistara Signature Credit Card

Pros

  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India 

Cons

  • High Annual Fee with no waiver option
  • High Annual Fee with no waiver option
  • You’re tied to Club Vistara Points
RBL Bank MoneyTap Black Credit Card

Pros
* Movies and Monthly Rewards along with Airport Lounge Access
* Earn Accelerated Reward Points on online spends benefits
* Earn up to 16000 Reward Points on Annual Spend milestone

Cons
* No golf benefits
* No airmiles

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