Axis Bank Vistara Signature Credit Card vs Paytm HDFC Bank Select Credit Card
Joining Fees
₹3,000
₹1,000
Editor's Rating
3.7
3.75
Key Features
- Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
- Explore curated experiences with Extraordinary weekends
- Explore curated experiences from across the world with Extraordinary weekends
- Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
- Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
- Purchase Protection Cover up to to Rs. 1 lakh
- Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
- Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- Get 1% Cashback on all other retail transactions
- Obtain up to 50 days of interest free credit
- Get up to 4 complimentary add-on cards
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
- Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
- Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
- The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
- Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
Cons
- High Annual Fee with no waiver option
- High Annual Fee with no waiver option
- You’re tied to Club Vistara Points
Pros
- 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
- No rewards as such
- Get 1% Cashback on all other retail transactions
- Milestone benefits could have been made better
