Axis Bank Vistara Signature Credit Card vs InterMiles HDFC Bank Platinum Credit Card
Joining Fees
₹3,000
₹1,000
Editor's Rating
3.7
3.75
Key Features
- Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
- Explore curated experiences with Extraordinary weekends
- Explore curated experiences from across the world with Extraordinary weekends
- Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
- Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
- Purchase Protection Cover up to to Rs. 1 lakh
- Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
- Renewal Benefits
A. Continue the exciting journey with 1,500 InterMiles upon spending Rs. 3,000 within first 30 days of Anniversary date
Experience savings on Flight and Hotel bookings:
A. Get Rs. 500 Flight Discount vouchers
B. Get Rs. 1000 Hotel Discount vouchers
Do note that these Renewal benefits are only applicable on realization of membership fee
- Get 4 InterMiles on every Rs. 150 spent on retail spends
- Get 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
- Get 8 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
- Privileges on Etihad Airways
A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
B. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
- Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
- VISA Lounge Program: Get 8 complimentary visits Per Year (2 per quarter)
- MasterCard Lounge Program: Get 8 complimentary visits (2 per quarter)
- 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Zero liability on lost card
- Revolving Credit is available at an interest rate of 3.6% per month
- Avail up to 50 days of free credit period from the date of purchase
- Avail up to 3 Add-on Cards
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Editor's Review
Pros
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
Cons
- High Annual Fee with no waiver option
- High Annual Fee with no waiver option
- You’re tied to Club Vistara Points
Pros
- InterMiles as welcome benefit and reward points
- Domestic lounge access
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Cons
- InterMiles can only be used for travel related bookings on the InterMiles website
- There are other travel credit cards that offer more redemption options
- No golf or movie benefits
