Axis Bank Vistara Signature Credit Card vs IDFC FIRST Millennia Credit Card
Joining Fees
₹3,000
₹0
Editor's Rating
3.7
2.75
Key Features
- Get Club Vistara Membership as a complimentary
- On achieving the milestone spends, get bonus CV Points and up to four complimentary Premium Economy Tickets
- Complimentary lounge access at selected airports within India
- Explore curated experiences from across the world with Extraordinary Weekends
- Air Accident Cover of up to Rs. 2.5 crore
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- Once a month, get a 25% discount on movie tickets up to Rs. 100
- Personal Accident Cover of Rs. 2 Lakh
- Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
- 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
- 10X Rewards on all spends done on your Birthday
Editor's Review
Pros
- Accrue Club Vistara Points on every swipe
- 3 complimentary rounds of golf in India’s most picturesque destinations
- Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights
Cons
- High Annual Fee with no waiver option
- High Joining Fees
Pros
- Lifetime free credit card
- Complimentary Railway lounge access
- NIL Overlimit fees, NIL Addon charges
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- No Airport Lounge Access
