Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India
Explore curated experiences with Extraordinary weekends
Explore curated experiences from across the world with Extraordinary weekends
Get 3 complimentary rounds of golf at someof India’smost picturesque destinations
Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
Purchase Protection Cover up to to Rs. 1 lakh
Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Fuel Transaction Surcharge- 1% of transaction amount
Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
You’ll receive Welcome Benefit of 500 Cash Points that’s applicable only on the payment of the membership fee
In the first 90 days, spend Rs. 20000 or above and get first-year membership fee waived off
Accumulate and redeem reward points for cash-back against outstanding amount on your Credit Card (100 points = Rs. 20)
In the first year, spend Rs. 50,000 or above and get renewal membership fee waived off
Earn 2 Reward Points on every Rs 150 spent
Every quarter receive a gift voucher worth Rs. 500 on spends of Rs 50,000. Get up to Rs. 2,000 worth of gift vouchers in a year
While doing online shopping, earn 4 reward points for every Rs 150 you spend online with the card. (With effect from 15th July 2020, customers can get up to 500 Reward Points per statement cycle for the online spends, under the 2X RP feature.)
Spend Rs 50,000 in a Quarter and avail Rs 500 worth E-Voucher
Renew membership for free by just spending Rs. 50,000 in a year before the renewal date
1% fuel surcharge waiver at any fuel stations in India, on minimum transaction Rs. 400 and Max CashBack of Rs. 250 per statement cycle
If your HDFC Moneyback Credit Card gets lost, report immediately and avail zero liability on any fraudulent transactions made on the Credit Card
Rewards Rate:
Reward Points accumulated can be redeemed against statement balance at the rate 1 RP = Rs. 0.20
Reward Points can even be used to redeem against travel benefits such as Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: 1 CashPoint = Rs. 0.25
Editor's Review
Pros
Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India
Cons
High Annual Fee with no waiver option
High Annual Fee with no waiver option
You’re tied to Club Vistara Points
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate
Cons
The Reward points are only valid for 2 years
No complimentary Airport Lounge Access
High-interest rate of 3.49%
More comparisions with Axis Bank Vistara Signature Credit Card