Axis Bank Vistara Signature Credit Card vs HDFC Bank H.O.G Diners Club Credit Card
Joining Fees
₹3,000
₹10,000
Editor's Rating
3.7
4
Key Features
- Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
- Explore curated experiences with Extraordinary weekends
- Explore curated experiences from across the world with Extraordinary weekends
- Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
- Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
- Purchase Protection Cover up to to Rs. 1 lakh
- Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
- Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000
- Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
- Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
- Up to 50 days of interest free credit period from the date of purchase
- Enjoy Dining Privileges by getting 2X on weekend Dining
- Credit Liability Cover Rs. 9 lakh
- Foreign Currency Markup: Nominal 2% on all foreign currency spends
- Revolving Credit is available at a nominal interest rate
- Unlimited Airport lounge access in India and worldwide for primary and add-on card members
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Avail the option to convert big spends into EMI after purchase
- Contactless payment enabled
- Accidental Air Death Cover worth Rs. 2 Crore
- Emergency overseas hospitalization: up to Rs. 50 lakhs
- Travel Insurance Cover of up to Rs. 55,000 on baggage delay
- Credit Liability cover up to Rs. 9 Lakh
- Avail 5 Reward Points for every Rs. 150 retail spends
- Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
- Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App
Editor's Review
Pros
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
Cons
- High Annual Fee with no waiver option
- High Annual Fee with no waiver option
- You’re tied to Club Vistara Points
Pros
- Unlimited Airport lounge access in India and worldwide for primary and add-on card members
- Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
- Spend benefit at Harley-Davidson authorized dealers
Cons
- No golf benefits
- No cashback offers
